Best Financial Calculators

Our expert review of the top financial calculators available today. Updated November 2024

#1 - Texas Instruments BA II Plus Professional

Texas Instruments BA II Plus Professional - financial calculator with Time Value of Money calculations, Cash flow analysis, Amortization schedules
Brand: Texas Instruments
Model: BA II Plus Professional
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The BA II Plus Professional is an advanced financial calculator from Texas Instruments, designed for finance professionals and students alike, featuring essential financial functions and a user-friendly interface.

Key Features

  • Built-in memory for storing values
  • Financial and statistical templates
  • Easy-to-read display
  • Automatic shut-off feature
  • User-friendly key layout

What We Think

The BA II Plus Professional Financial Calculator is an exceptional tool for anyone involved in finance, accounting, or business management. Its advanced functionality makes it a standout choice for professionals who need precise calculations for complex financial analyses. With its intuitive interface, users can easily navigate through various functions designed specifically for financial computations. Compared to other models in the market, the BA II Plus offers a more robust set of features that support a wider range of financial operations, from time-value calculations to advanced statistical analyses. This calculator is particularly well-suited for finance students who are preparing for exams, as it delivers comprehensive learning functionalities. Additionally, the durable design ensures that it can withstand prolonged usage, reinforcing its value for both personal and professional applications.

#2 - Texas Instruments BA II Plus

Texas Instruments BA II Plus - financial calculator with TVM calculations, Amortization, Cash flow analysis
Brand: Texas Instruments
Model: BA II Plus
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The BA II Plus Financial Calculator by Texas Instruments is a robust tool designed for financial professionals and students alike. With advanced functions for financial calculations, it’s perfect for anyone needing precision and efficiency.

Key Features

  • Statistical calculations
  • Amortization schedules
  • Cash flow functions
  • Data displays for viewing inputs and results
  • User-defined memory storage

What We Think

The BA II Plus Financial Calculator by Texas Instruments stands out in the realm of financial calculators due to its comprehensive set of features that cater specifically to the needs of finance professionals and students alike. Its ability to handle various financial functions including time-value-of-money calculations and cash flow analyses makes it a powerful tool for those in accounting, finance, and investment fields. The calculator is well-designed with a two-line display that allows users to view inputs and results simultaneously, enhancing usability. Compared to similar models, the BA II Plus achieves a great balance between functionality and ease-of-use, making it an excellent choice for users at various skill levels. Whether you are a student preparing for your finance exams or a professional analyzing complex financial data, this calculator will serve you well. Its portability due to compact dimensions and lightweight design allow it to fit easily into bags or briefcases, perfect for on-the-go calculations.

#3 - HP 17bII+

HP 17bII+ - financial calculator with Programmable with 400 built-in functions, Financial analysis capabilities, Smart view display
Brand: HP
Model: 17bII+
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The HP 17bII+ Financial is a versatile calculator designed for finance professionals and students alike. With its advanced financial features and user-friendly interface, it excels in solving complex business calculations.

Key Features

  • Automatic power off
  • Statistics and regression analysis
  • Currency conversion functions
  • Interest rate conversions
  • Built-in help guide

What We Think

The HP 17bII+ Financial Calculator is an exceptional tool for finance professionals and students looking for a reliable calculator that can handle complex calculations. One of its main strengths is its extensive programmability; users can customize functions to meet their specific needs, which is perfect for those in fields like business and finance. Compared to other financial calculators in its class, the 17bII+ offers an almost intuitive interface that allows for quick access and manipulation of financial data. Its durable design makes it suitable for both classroom and field use, while the multi-line display provides clear visibility of multiple calculations at once. The inclusion of features such as cash flow analysis and time value of money calculations really sets it apart, especially for individuals engaged in financial modeling. Overall, this calculator is highly recommended for students, educators, and finance professionals alike.

#4 - HP 12C

HP 12C - financial calculator with Financial and statistical calculations, Programmable keys for custom functions, Reverse Polish Notation (RPN) for efficient entry
Brand: HP
Model: 12C
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The HP 12C Financial Programmable is a classic calculator designed for financial professionals. With its robust functionality and user-friendly interface, it simplifies complex financial calculations.

Key Features

  • Variable interest rate calculations
  • Cash flow analysis functions
  • Statistical analysis capability
  • Custom program memory
  • Dual power source (solar and battery)

What We Think

The HP 12C Financial Programmable calculator stands out in the marketplace due to its unique functionality tailored for financial calculations. With its Reverse Polish Notation system, it allows users to perform calculations in a more logical sequence, which many find beneficial in complex financial scenarios. This calculator is best suited for finance professionals, students in accounting and business courses, and anyone in need of reliable financial tools. The solid build and long battery life ensure that it will withstand the rigors of daily use while remaining conveniently portable. Compared to other models like the Texas Instruments BA II Plus, the HP 12C offers a different approach with its RPN, which may take a bit of getting used to but drastically improves calculation speed once mastered. Overall, it is a wise investment for those deeply involved in financial analysis and accounting.

#5 - HP 10bII+

HP 10bII+ - financial calculator with Financial functions, Cash flow analysis, Time value of money calculations
Brand: HP
Model: 10bII+
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The HP 10bII+ Financial calculator is a versatile tool designed for financial professionals. It simplifies complex calculations, making it an ideal choice for students and business analysts alike.

Key Features

  • Customizable settings
  • Built-in memory functions
  • Graphical display of calculations
  • Help function for guidance
  • User manual included

What We Think

The HP 10bII+ Financial calculator stands out in its category as a go-to choice for finance and business professionals. It combines an easy-to-use interface with robust financial capabilities, which makes it especially suitable for students pursuing finance or accounting. Its key strengths include a broad array of built-in financial functions, including cash flow calculations and time value of money operations. The design is user-friendly and intuitive, catering to both experienced users and those new to financial calculators. Compared to similar models, such as the Texas Instruments BA II Plus, it offers competitive features at a reasonable price point. The 10bII+ outshines others in its durable build quality and straightforward operation, making it particularly favorable for individuals on the go. Moreover, its lightweight design ensures portability, making it an excellent companion for classroom settings or professional financial environments.

#6 - HP 12C Platinum

HP 12C Platinum - financial calculator with Time value of money calculations, Cash flow analysis, Statistical functions
Brand: HP
Model: 12C Platinum
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The HP 12C Platinum Financial is a highly regarded financial calculator known for its reliability and extensive features tailored for finance and business professionals.

Key Features

  • RPN and algebraic modes
  • Programmable memory
  • Built-in solver
  • Customizable settings
  • Financial ratio calculations

What We Think

The HP 12C Platinum Financial Calculator stands out in its class as a quintessential tool for professionals dealing with finance and accounting. Its extensive functionality includes advanced financial calculations such as cash flow analysis and amortization, making it an indispensable companion for accountants and financial analysts. The user-friendly interface, coupled with a reliable LCD display, enhances usability during critical tasks. Additionally, the ability to switch to RPN (Reverse Polish Notation) mode makes it highly appealing to traditional users of earlier HP models. Compared to other financial calculators on the market, the HP 12C Platinum offers superior build quality and long-lasting battery life, making it a favored choice among industry experts. Also, the compact design makes it easy to carry, ensuring that you can conduct calculations on-the-go. For those engaged in finance on any level—be it students, professionals, or educators—this calculator proves to be an effective tool, blending ease of use with powerful functionalities.

#7 - Victor 6500

Victor 6500 - financial calculator with 12-digit display, Loan Wizard, Time value of money calculations
Brand: Victor
Model: 6500
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The Victor 6500 Executive Desktop Financial Calculator features a Loan Wizard and a 12-digit display, making it an ideal choice for finance professionals.

Key Features

  • Solar powered
  • Multi-function memory
  • Curved keys for easy operation
  • Large tactile keys
  • Protective cover included

What We Think

The Victor 6500 Executive Desktop Financial Calculator is an exceptional device tailored for financial professionals, accountants, and anyone needing precise calculations. Its robust features, including a Loan Wizard and time value of money calculations, make it highly regarded among users. Unlike basic models, the 6500 provides advanced functions that support various financial scenarios, making complex calculations manageable. The large LCD display and ergonomic design further enhance usability, ensuring clarity and comfort during extended use. This calculator stands out for its durability and ease of use, making it perfect for both office and personal settings. For those who require sophisticated financial tools, the Victor 6500 is a top pick over its competitors, delivering functionality and reliability in one compact device.

#8 - CASIO FC-200V-2

CASIO FC-200V-2 - financial calculator with Easy-to-read LCD display, Built-in financial functions, Amortization and cash flow calculations
Brand: CASIO
Model: FC-200V-2
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The CASIO FC-200V-2 Financial calculator is designed specifically for finance students and professionals providing powerful functions and a user-friendly interface.

Key Features

  • Multi-line display
  • Drop-resistant casing
  • Auto power-off feature
  • Percent key for quick calculations
  • Equation Solver

What We Think

The CASIO FC-200V-2 Financial calculator stands out primarily due to its specialized financial functions and its portability, making it an excellent choice for students in finance or accounting. This calculator provides a user-friendly interface, which is beneficial for those new to financial calculations, yet has enough depth in features to satisfy seasoned users. It includes functions for loan calculations, cash flow analysis, and various statistical computations, setting it apart from simpler models. Compared to similar calculators in its category, the FC-200V-2 offers a slightly more intricate layout and better functionality which enables users to carry out advanced calculations efficiently. Its compact design allows for easy transportation, making it ideal for on-the-go professionals or students who require a reliable tool in lectures or exams. Overall, it's an investment for anyone serious about mastering financial concepts.

How to Choose the Best financial Calculator

When selecting a financial calculator, consider factors like functionality, display quality, battery life, and price. Our top picks above represent the best options available, each excelling in different aspects to suit various needs and budgets.