Calculators with Time value of money calculations

Compare calculators featuring time value of money calculations. Updated November 2024

#1 - Texas Instruments BA II Plus Professional

Texas Instruments BA II Plus Professional calculator with time value of money calculations - Features: Time Value of Money calculations, Cash flow analysis, Amortization schedules
Brand: Texas Instruments
Model: BA II Plus Professional
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The BA II Plus Professional is an advanced financial calculator from Texas Instruments, designed for finance professionals and students alike, featuring essential financial functions and a user-friendly interface.

Key Features

  • Built-in memory for storing values
  • Financial and statistical templates
  • Easy-to-read display
  • Automatic shut-off feature
  • User-friendly key layout

What We Think

The BA II Plus Professional Financial Calculator is an exceptional tool for anyone involved in finance, accounting, or business management. Its advanced functionality makes it a standout choice for professionals who need precise calculations for complex financial analyses. With its intuitive interface, users can easily navigate through various functions designed specifically for financial computations. Compared to other models in the market, the BA II Plus offers a more robust set of features that support a wider range of financial operations, from time-value calculations to advanced statistical analyses. This calculator is particularly well-suited for finance students who are preparing for exams, as it delivers comprehensive learning functionalities. Additionally, the durable design ensures that it can withstand prolonged usage, reinforcing its value for both personal and professional applications.

#2 - HP 17bII+

HP 17bII+ calculator with time value of money calculations - Features: Programmable with 400 built-in functions, Financial analysis capabilities, Smart view display
Brand: HP
Model: 17bII+
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The HP 17bII+ Financial is a versatile calculator designed for finance professionals and students alike. With its advanced financial features and user-friendly interface, it excels in solving complex business calculations.

Key Features

  • Automatic power off
  • Statistics and regression analysis
  • Currency conversion functions
  • Interest rate conversions
  • Built-in help guide

What We Think

The HP 17bII+ Financial Calculator is an exceptional tool for finance professionals and students looking for a reliable calculator that can handle complex calculations. One of its main strengths is its extensive programmability; users can customize functions to meet their specific needs, which is perfect for those in fields like business and finance. Compared to other financial calculators in its class, the 17bII+ offers an almost intuitive interface that allows for quick access and manipulation of financial data. Its durable design makes it suitable for both classroom and field use, while the multi-line display provides clear visibility of multiple calculations at once. The inclusion of features such as cash flow analysis and time value of money calculations really sets it apart, especially for individuals engaged in financial modeling. Overall, this calculator is highly recommended for students, educators, and finance professionals alike.

#3 - HP 10bII+

HP 10bII+ calculator with time value of money calculations - Features: Financial functions, Cash flow analysis, Time value of money calculations
Brand: HP
Model: 10bII+
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The HP 10bII+ Financial calculator is a versatile tool designed for financial professionals. It simplifies complex calculations, making it an ideal choice for students and business analysts alike.

Key Features

  • Customizable settings
  • Built-in memory functions
  • Graphical display of calculations
  • Help function for guidance
  • User manual included

What We Think

The HP 10bII+ Financial calculator stands out in its category as a go-to choice for finance and business professionals. It combines an easy-to-use interface with robust financial capabilities, which makes it especially suitable for students pursuing finance or accounting. Its key strengths include a broad array of built-in financial functions, including cash flow calculations and time value of money operations. The design is user-friendly and intuitive, catering to both experienced users and those new to financial calculators. Compared to similar models, such as the Texas Instruments BA II Plus, it offers competitive features at a reasonable price point. The 10bII+ outshines others in its durable build quality and straightforward operation, making it particularly favorable for individuals on the go. Moreover, its lightweight design ensures portability, making it an excellent companion for classroom settings or professional financial environments.

#4 - HP 12C Platinum

HP 12C Platinum calculator with time value of money calculations - Features: Time value of money calculations, Cash flow analysis, Statistical functions
Brand: HP
Model: 12C Platinum
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The HP 12C Platinum Financial is a highly regarded financial calculator known for its reliability and extensive features tailored for finance and business professionals.

Key Features

  • RPN and algebraic modes
  • Programmable memory
  • Built-in solver
  • Customizable settings
  • Financial ratio calculations

What We Think

The HP 12C Platinum Financial Calculator stands out in its class as a quintessential tool for professionals dealing with finance and accounting. Its extensive functionality includes advanced financial calculations such as cash flow analysis and amortization, making it an indispensable companion for accountants and financial analysts. The user-friendly interface, coupled with a reliable LCD display, enhances usability during critical tasks. Additionally, the ability to switch to RPN (Reverse Polish Notation) mode makes it highly appealing to traditional users of earlier HP models. Compared to other financial calculators on the market, the HP 12C Platinum offers superior build quality and long-lasting battery life, making it a favored choice among industry experts. Also, the compact design makes it easy to carry, ensuring that you can conduct calculations on-the-go. For those engaged in finance on any level—be it students, professionals, or educators—this calculator proves to be an effective tool, blending ease of use with powerful functionalities.

#5 - Victor 6500

Victor 6500 calculator with time value of money calculations - Features: 12-digit display, Loan Wizard, Time value of money calculations
Brand: Victor
Model: 6500
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The Victor 6500 Executive Desktop Financial Calculator features a Loan Wizard and a 12-digit display, making it an ideal choice for finance professionals.

Key Features

  • Solar powered
  • Multi-function memory
  • Curved keys for easy operation
  • Large tactile keys
  • Protective cover included

What We Think

The Victor 6500 Executive Desktop Financial Calculator is an exceptional device tailored for financial professionals, accountants, and anyone needing precise calculations. Its robust features, including a Loan Wizard and time value of money calculations, make it highly regarded among users. Unlike basic models, the 6500 provides advanced functions that support various financial scenarios, making complex calculations manageable. The large LCD display and ergonomic design further enhance usability, ensuring clarity and comfort during extended use. This calculator stands out for its durability and ease of use, making it perfect for both office and personal settings. For those who require sophisticated financial tools, the Victor 6500 is a top pick over its competitors, delivering functionality and reliability in one compact device.

#6 - CASIO FC-200V-2

CASIO FC-200V-2 calculator with time value of money calculations - Features: Easy-to-read LCD display, Built-in financial functions, Amortization and cash flow calculations
Brand: CASIO
Model: FC-200V-2
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The CASIO FC-200V-2 Financial calculator is designed specifically for finance students and professionals providing powerful functions and a user-friendly interface.

Key Features

  • Multi-line display
  • Drop-resistant casing
  • Auto power-off feature
  • Percent key for quick calculations
  • Equation Solver

What We Think

The CASIO FC-200V-2 Financial calculator stands out primarily due to its specialized financial functions and its portability, making it an excellent choice for students in finance or accounting. This calculator provides a user-friendly interface, which is beneficial for those new to financial calculations, yet has enough depth in features to satisfy seasoned users. It includes functions for loan calculations, cash flow analysis, and various statistical computations, setting it apart from simpler models. Compared to similar calculators in its category, the FC-200V-2 offers a slightly more intricate layout and better functionality which enables users to carry out advanced calculations efficiently. Its compact design allows for easy transportation, making it ideal for on-the-go professionals or students who require a reliable tool in lectures or exams. Overall, it's an investment for anyone serious about mastering financial concepts.

Why Choose a Calculator with time value of money calculations?

Calculators with time value of money calculations functionality offer specific advantages for users who need this capability. Consider your specific needs and how this feature will benefit your calculations when making your choice. Our selected models above represent the best options available with this feature.